Merchant Accounts and Online Payment Processing
A Fitness
Professional's e-Guide To
Getting Paid Online
By Allen
Hill
President, Fitness Website Design
CEO, Fitness Web Hosting
When it comes to getting
a merchant account or setting up some form of online
payment processing for your fitness website, things can
get pretty confusing.
With all the technical
talk about payment gateways, virtual terminals, and
security encryption, making the right choice for your
website's payment processing can be a daunting task.
But getting set up to
accept credit cards online doesn't have to be a
time-consuming, headache-inducing hassle.
The Most Professional
Option
If keeping a professional
and business-like image is important to you (and it should
be), your best option is to get your own online merchant
account.
The payment processor we
use here at Fitness Web Hosting, and the one we arrange
for our Fitness Website Design clients, is a company
called E-Online
Data.
They're an Authorize.net
merchant account provider that works with small businesses
who need to accept payments online, in person, or over the
phone.
Their customer support
has always been top-notch and they're really helpful
during the entire setup process. There is a small
application fee to get started, but you're usually set up
and able to accept credit cards online in a matter of 2-4
days.
Once you're all set up
and taking orders, they process the payments for you in
real time and deposit the funds to your business bank
account. I usually have access to the money from my
processed transactions in 3 or 4 business days.
The processing fees are
very reasonable and I've never seen a problem with getting
an application approved.
Get
your own merchant account from E-Online Data...
Don't Want an Online
Merchant Account? Another Option
If applications and
processing agreements sounds like a bit of a hassle to
you, you do have another option...
Pay Pal.
I use Pay
Pal Website Payments Pro to accept credit card
payments over the phone, and I even use it to process
payments for a few of my products.
It's easy to integrate
with shopping cart software, it's easy to use, and it's
even easier to get paid.
When I bill a client
using Pay Pal Website Payment Pro, the transaction is
processed instantly, the money goes into my Pay Pal
account instantly, and I can even withdraw the money from
the nearest ATM with my free Pay Pal debit card!
It really couldn't be
more convenient. And the fees are only $20 a month
plus a fee per transaction.
I use it myself and I've recommended
it to dozens of my clients. You
can learn all the details about Pay Pal Website Payment
Pro here.
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